Effective Date: June 20, 2025
Welcome to The Kimball Agency website. These Terms & Conditions (“Terms”) govern your access to and use of our website, located at [Your Website URL, e.g., kimballagency.com], and all services, content, functionality, and products offered on or through the website (collectively, the “Service”).
By accessing or using the Service, you signify your acceptance of these Terms and agree to be bound by them. If you do not agree to these Terms, you must not access or use the Service.
The Kimball Agency provides information about and facilitates access to various insurance products, including but not limited to personal insurance (auto, home, life, etc.) and business insurance (commercial auto, property, liability, etc.). We act as an independent insurance agency, working with multiple carriers to help you find suitable coverage. We do not underwrite insurance policies ourselves.
By using our Service, you agree to:
Accuracy of Information: Provide accurate, current, and complete information when requested (e.g., for quotes, contact forms). You understand that inaccurate information may affect the validity of a quote or policy.
Lawful Use: Use the Service only for lawful purposes and in accordance with these Terms.
No Misuse: Not to use the Service in any way that violates any applicable federal, state, local, or international law or regulation.
No Harmful Activity: Not to engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Service, or which, as determined by us, may harm The Kimball Agency or users of the Service or expose them to liability.
Security: Maintain the confidentiality of any account credentials you may create and notify us immediately of any unauthorized access to or use of your account.
All content on this website, including text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of The Kimball Agency or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of The Kimball Agency and protected by U.S. and international copyright laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service, except as generally and incidentally permitted by law.
The information provided on The Kimball Agency website is for general informational purposes only and does not constitute professional insurance, financial, or legal advice. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
Insurance quotes and policy information provided through this Service are for illustrative purposes only and do not constitute an offer of insurance. Actual coverage, terms, and premiums are determined by the underwriting insurance carrier based on a full review of your application and relevant information.
In no event shall The Kimball Agency, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
You agree to defend, indemnify, and hold harmless The Kimball Agency and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; or b) a breach of these Terms.
Our Service may contain links to third-party web sites or services that are not owned or controlled by The Kimball Agency.
The Kimball Agency has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
You acknowledge and agree that The Kimball Agency shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
These Terms shall be governed and construed in accordance with the laws of [Your State, e.g., Washington], United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
If you have any questions about these Terms, please contact us:
By email: service@kimballagency.com
By phone: 206-471-6206
By mail: 1130 140th Ave NE Ste 300, Bellevue, WA 98005