Greater Bellevue Comprehensive Boat Insurance

Open water should feel like freedom—not worry. Kimball Agency’s boat insurance is designed to keep you, your passengers, and your vessel safe from the unexpected. Whether you spend weekends cruising local lakes, exploring coastal waters, or fishing offshore, our policies are tailored to protect what matters most.

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Let’s discuss your unique insurance needs and find the perfect coverage together.

Beyond the Dock

Protection That Stays Afloat

Your boat represents more than a purchase—it’s a symbol of relaxation, adventure, and time well spent with family and friends. That’s why our protection goes far beyond the basics. Our comprehensive boat policies cover damage caused by storms, collisions, fires, theft, and even accidental fuel spills. Liability coverage protects you in case of injuries or property damage involving your vessel, while add-ons such as towing and salvage assistance help keep minor issues from becoming major headaches. Whether docked, stored, or underway, your coverage is built to reflect your lifestyle on the water.
Smooth Sailing Service

Claims and Repairs Made Simple

If something happens to your boat, you want reassurance that help is immediate and reliable. At Kimball Agency, our claims process is designed to make recovery simple. From guiding you through required documentation to coordinating directly with marinas, adjusters, and repair shops, we handle the heavy lifting so you can focus on getting back on the water. You’ll always know what’s happening, thanks to timely updates and personal attention from our team. We pride ourselves on being responsive, clear, and compassionate—because we know how important your time on the water truly is.

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Discover why countless drivers choose The Kimball Agency for unparalleled services.

Safeguarding Your Time on the Water

Comprehensive Coverage for Every Launch

Every outing is different, and so are your insurance needs. That’s why we offer coverage options ranging from agreed value policies that pay the full insured amount for a total loss, to protection for personal items like fishing gear, watersports equipment, or navigation systems. Uninsured boater coverage ensures you’re protected even if others aren’t carrying enough insurance, while on-trailer and in-transit coverage protects your boat wherever it goes. With flexible deductibles and add-on protections, you can build a plan as unique as your boating lifestyle.
What Our Clients Say

Real Stories, Real Protection

At The Kimball Agency, relationships are built on trust and exceptional service. Explore authentic feedback from individuals and families who’ve experienced our dedicated approach, and see how we’ve helped secure their futures.

Why Kimball for Boat Insurance?

Your Shore-Side Advocate

Choosing Kimball Agency means working with people who understand the value of life on the water. We know boating comes with joys and responsibilities, and we’re here to help you enjoy the former while minimizing the risks of the latter. Our goal is to make you feel confident every time you push off the dock, knowing you’re backed by coverage that truly fits.

Personalized coverage for sail, ski, pontoon, and fishing boats

Guidance on marina requirements and navigational limits

Bundle opportunities with home, auto, and umbrella

Areas We Serve

We are dedicated to providing exceptional service across Washington, Oregon, & California.

Personal Insurance

Business Insurance

FAQ

Your Guide to Common Inquiries

Our dedication to exceptional service and client satisfaction has earned us industry recognition. These awards affirm our commitment to providing unparalleled insurance solutions with integrity and care.

We offer a comprehensive range of personal insurance, including auto, home, life, boat, RV, and more. For businesses, we provide solutions for commercial auto, landlord, retail, restaurants, and various other industries. Please see our “Services” section for a full list.

We offer free quotes on all personal or business insurance needs, contact us or give us a call at (206) 471-6206 to find the right coverage at the best value.

If you need to file a claim, please contact us immediately. We will guide you through the process, help you understand the necessary steps, and ensure your claim is handled efficiently. Having your policy number and details of the incident ready will help expedite the process.

Yes, we often have discounts available when you bundle multiple policies, such as combining your auto and home insurance. Bundling can lead to significant savings while simplifying your coverage. Contact us to see how much you can save!

We recommend reviewing your insurance policies at least once a year, or whenever significant life changes occur (e.g., getting married, buying a new home or car, starting a business, or having children). This ensures your coverage remains adequate for your evolving needs.

Choosing a family-owned agency in Bellevue, WA like ours means you benefit from a personal touch, deep community ties, and a commitment to long-term relationships. We prioritize your well-being, offer personalized advice, and treat you like family, not just a policy number.